90% VA Disability Benefits November 2025: What Veterans Should Know

For veterans rated with 90% disability by the U.S. Department of Veterans Affairs (VA), the monthly compensation for a single veteran in 2025 is $2,297.96. This compensation helps veterans who experience service-connected disabilities, both mental and physical, to cover essential living costs. Veterans who are rated 90% may also qualify for various additional benefits and special programs, some of which can significantly improve their quality of life.

Also Read

VA Benefits Increase in November 2025: How COLA Can Affect Payments?

90% VA Disability Benefits November 2025

1. Health Care Benefits
   • Veterans with a 90% disability rating are placed in VA Health Care Priority Group 1, which offers comprehensive health care with no copays for services.
2. VA Pension
   • A tax-free pension may be available for low-income veterans, including those rated at 90% disability. Eligibility for the pension requires:
     • Active duty before September 8, 1980, or after September 7, 1980 with specific service conditions.
     • Limited income and net worth below statutory limits.
     • Must meet certain criteria like being 65 or older, having a permanent disability, or receiving Social Security Disability Insurance (SSDI).
     Also Read
     

     Social Security November 2025 Payment Dates – When Will You Receive Your Payout this Month?
3. Concurrent Retired and Disability Pay (CRDP)
   • Veterans with a 90% disability rating may qualify for Concurrent Retired and Disability Pay (CRDP), which restores service pay by eliminating the VA waiver. If eligible, the Defense Finance and Accounting Service (DFAS) will process this automatically.
   • Eligibility requires veterans to be receiving both retired pay and VA compensation, with 20 or more years of service and a service-connected condition rated at 50% or higher.
   Also Read
   

   Social Security Fairness Act 2025: Check Eligibility & Payment Details
4. VA Home Loan Guarantee
   • Veterans with a 90% rating can qualify for a VA home loan guarantee, making it easier to buy, refinance, or repair a home with lower interest rates and down payments.
5. Vocational Rehabilitation and Employment (VR&E)
   • The VR&E program helps veterans with a 90% disability rating by providing career services such as training, resume development, and assistance in securing gainful employment.
   Also Read
   

   Goodbye to Retirement at 67: The New Social Security Age That’s Changing Everything for U.S. Retirees
6. Use of Commissaries and Exchange Services
   • Veterans are eligible for full access to military commissaries, exchanges, and Morale, Welfare, and Recreation (MWR) facilities.

Also Read

Goodbye to SNAP Benefits in November 2025: Millions of Americans at Risk of Losing Food Benefits Amid Shutdown

90% VA Disability and TDIU

Total Disability based on Individual Unemployability (TDIU) is a benefit that allows veterans to be compensated at a 100% disability rating, even if their combined schedular rating does not equal 100%. This is awarded when veterans cannot secure substantially gainful employment due to their service-connected condition(s). Here’s how you can qualify for TDIU:

1. Single Condition at 60% or Higher
   • You must have one service-connected condition rated at 60% or higher, or;
2. Multiple Conditions at 70%
   • If you have two or more service-connected conditions, one must be rated at least 40% with a combined rating of 70% or higher.

Veterans who don’t meet these requirements but feel they are entitled to TDIU may still qualify by filing for extraschedular consideration using VA Form 21-8940 (Veterans Application for Increased Compensation Based on Unemployability).

How to Increase Your VA Disability Rating from 90% to 100%?

For veterans rated at 90% disability, achieving a 100% disability rating can significantly increase their benefits. Here’s how to pursue this change:

1. Gather Updated Medical Evidence
   • Updated medical records showing the progression of your service-connected disabilities are crucial for increasing your rating.
2. File for New Claims
   • If you have developed new service-connected conditions, file claims for these conditions. Each additional claim can increase your overall rating.
3. Consult with a VA-Accredited Attorney
   • Navigating the VA’s disability system can be complex. A VA-accredited attorney or agent can provide guidance on strengthening your case and increase the likelihood of a successful rating increase.
4. Continuous Medical Documentation
   • Maintain regular medical appointments and continue updating your medical records. Ongoing medical documentation is essential for substantiating your claims

FAQs