In times when everything costs twice as much as it used to, the news of a relief deposit is definitely music to the ears. In today’s economy, there are many Americans who are facing a major crisis in bearing even the daily expenses. And in these times, a buzz of relief deposit has excited many people in the USA. There is news spreading online about a $1390 relief deposit initiated by the IRS in October 2025. But the real question is how much of the news is actually true?
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IRS Confirms $1,390 Relief Deposit in October 2025
Imagine you woke up one day and found $1390 deposited in your bank account. It would really be a good morning, right? But one has to keep in mind that in reality, these things are very rare. And there are many individuals who will take advantage of these natural human reflexes.
Recently, there has been some news (mostly seen online) that the IRS has initiated a relief deposit of $1390 for residents of the USA. Anyone who will read the news will get excited, but it is very important to first understand the authenticity the news bears.
“However, this news is completely false. There is no such payment that is going to be made into the accounts of the taxpayers.” – Hindustan Times.
In reality, the news of the $1390 relief deposit is just a rumor, and there is nothing true about it. The IRS has not confirmed or even announced any new payments that would be deposited into the accounts of Taxpayers.
It is believed that the rumors are based on the relief provided by the IRS during the time of the COVID pandemic (between 2020 and 2021). Although currently there has not been any recent announcement for any relief deposit but the concept is not totally alien. In this article, we will discuss what these stimulus payments were.
$1390 Stimulus Payments in October 2025: Overview
| Article on | $1390 Stimulus Payments in October 2025 |
| Country | USA |
| Department | IRS |
| Beneficiary | Taxpayers |
| Official website | irs.gov |
What were the Stimulus Payments or Relief Deposits?
A strong economy is evaluated on the basis of how the consumer class is spending, as consumer spending is an important part of a healthy economy. Whenever there is an economic crisis, consumer spending drops because of the uncertainty in the market.
Stimulus checks are payments made by the USA government to taxpayers if the country is facing any economic distress. They can be made either through direct deposits or by paper check. It helps people with their finances and expenses during any economic crisis. It helps them to boost their spending capacity, which will in turn help the retailers and business class to grow.
When the consumption is high, demand will increase, and with this, businesses will require more workers. Now, when there is a high demand for labor, wages will increase, which, in turn, helps boost consumption. To maintain this, the government helps its netizens by either giving a rebate or by directly putting money in their pockets.
In March 2020, the whole world was shut down, and everyone was sitting in their home, either sick or praying. With all the businesses closed and people not working, the economy of world drastically dropped. At this time, the U.S. government approved a bill to send Americans stimulus payments to provide relief for economic hardships caused by this pandemic. Along with other provisions, the CARES Act provided tax rebates of $1,200 per adult and $500 per qualifying child. It was initiated in March 2020.
“The first round of EIPs provided needed liquidity to households to cover necessities, particularly inducing spending among households reporting lost income and low liquidity… The government’s ability to inject cash into the economy quickly, especially when compared to past reliance on mailing paper checks, shows that fiscal policy can be implemented rapidly with minimal transaction costs.” – Michael Gelman and Melvin Stephens Jr. (Lessons learned from Economic Impact Payments during COVID-19)
Again, in December $600 stimulus checks were provided to the netizens, and in March 2021, the American Rescue Plan Act was signed. It included direct stimulus payments up to $ 1,400 to the people who had a gross income of less than $75000 per year. Therefore, the $1390 was in the 3rd EIP installation issued in March 2021.
“The American Rescue Plan… is a $1.9 trillion law that provides urgently needed resources to defeat the virus, put vaccines in people’s arms, money into families’ pockets, children safely back into classrooms, and people back to work.” – Joe Biden, Former US president.
There were mainly 3 installments of the stimulus payments, and the deadline to claim the last installment was on 15th April 2025. Since then, there has not been any other relief fund issued by the IRS.
Stimulus Payments by the IRS during the COVID-19 Pandemic (Economic Impact Payments)
| Stimulus Payment Round | Legislation | Maximum Payment Per Eligible Individual | Maximum Payment Per Qualifying Dependent | Issue of the payments |
| First EIP | CARES Act (March 2020) | $1,200 | $500 (for each qualifying child under 17) | April 2020 |
| Second EIP | Consolidated Appropriations Act, 2021 (December 2020) | $600 | $600 (for each qualifying child under 17) | December 2020 – January 2021 |
| Third EIP | American Rescue Plan Act (March 2021) | $1,400 | $1,400 (for each qualifying dependent, no age limit) | March 2021 |
Is the October 2025 $1390 Payment true?
The IRS has not announced any new stimulus check payments since the third EIP installment in March 2021. Therefore, the news that is spreading online is not true, and one should not rely on this kind of news. Social media is full of such news, but one should always confirm by looking over the official sites of the IRS and other government departments. Therefore, as there is no official press release by the IRS, the October $1390 payment can be considered only a rumor.
FAQs
Is there any official relief fund announced by the IRS for October 2025?
No, there is still no official announcement by the IRS on any new stimulus payment.
Are the relief funds or the stimulus checks taxable in nature?
No, the relief funds are not taxable, and they also do not impact any other social security benefit.